Specialists In Risk Management
& Business Solutions
Every business is unique in culture, talent, products, services, potential & trajectory. Our 360 degree assessment takes the typical risk discussion a step further to encompass current status and where you are headed.
Not all businesses fit the same mold – even within the same industry. A more detailed approach helps analyze potential issues, mitigate risk and offers a starting point for real world solutions.
What are the most important pieces of your business - income, property, products, labor, etc ...
Protect your assets
Insurance coverage is meant to lessen your individual risk. Whether from intentional damage, natural hazards, or just plain accidents, having the right coverage is an essential business tool.
HR is often overhead that doesn't present an ROI, unless you get into a pickle.
Customizable HR Support Solutions
for any industry or size of business. Cost effective without increasing your payroll. Options including full-service, self-service, a la cart and anywhere in between.
What is one of the most expensive cost of business?
Loss of good employees
Putting together an employee benefit package/employee retention program can save valuable resources and doesn’t have to break the bank.
We have worked with Heaton and Associates for a number of years for our business insurance needs. They present options, educate on the recommended insurance coverage based on your business size, and are honest and responsive. I have enjoyed working with them and plan to continue for many years.
Sara, Technology Company - Redlands, CA
Thank you for all your help. This has been a very easy experience.
Norman, Business Services Company - Riverside, CA
It’s weird how excited I am about insurance! I just feel like we made the right decision. Thank you so much everything!
Constans, Commercial Electrician - San Bernardino, CA
Our church has been with Heaton and Associates for over 6 years. John has helped us with medical, dental and life insurance needs and we are very happy with our current plans and coverage.
Cheryl, Church - Chino, CA
Our Core Values
Contemporary solutions for today’s business needs.
Top notch people are the foundation of success.
Good communication builds great relationships.
We work with over 50 Carriers and providers to make sure we offer competitive options.