John Heaton

About John Heaton

This author has not yet filled in any details.
So far John Heaton has created 17 blog entries.

The Future of ObamaCare in CA

By |2017-01-11T17:46:43+00:00January 11th, 2017|Affordable, Affordable Care Act, California Health Insurance, Commercial, Covered CA, family health insurance, health care, Individual Health, Individual health insurance, Medi-Cal, Obama Care, reform, small business health care, Taxes|

One of the items at the top of the President Elect's to do list after his Inauguration, is 'repeal & replace' ObamaCare.  So far we don't have any specifics about what this really will mean to Americans, but this article has stated what we have been anticipating all along - according to Deborah Kelch of the

Looming changes to ObamaCare …

By |2016-11-29T21:45:07+00:00November 29th, 2016|Affordable, Affordable Care Act, California Health Insurance, Covered CA, family health insurance, health care, Individual Health, Individual health insurance, Obama Care, reform, small business health care, subsidies, tax credits|

Now that we know who our next President will be, the question I keep getting asked is: “What is going to happen to my health insurance?” My answer - In the short term, nothing.  In the long run…. Well, we’re not exactly sure. Here is what we know about President Elect Trump's plan: During his

Grandfathered plans increase … what?

By |2014-01-31T18:14:00+00:00January 31st, 2014|Affordable, Affordable Care Act, California Health Insurance, family health insurance, health care, Individual health insurance, Obama Care, reform|

I just read an interesting article about Anthem Blue Cross raising premiums on all grandfathered plans by 25%.  This is not surprising and fully anticipated, albeit a tad sooner than I expected.Grandfathered plans are health plans that have been in force prior to the signing of the Affordable Care Act in 2010.  These plans were not required

So after 3 weeks what have we learned?

By |2013-10-22T20:55:00+00:00October 22nd, 2013|Affordable, Affordable Care Act, California Health Insurance, Covered CA, family health insurance, Individual health insurance, Obama Care, reform, subsidies, timeline|

It is finally here.  We are three weeks into open enrollment.  The Affordable Care Act has definitely seen its detractors but it has survived up to this point.  No matter what happens in Washington D.C., the exchange in California is here to stay (that is, at least for 2014).  So after 3 weeks what have we learned? 

One week away …

By |2013-09-26T16:50:00+00:00September 26th, 2013|Affordable Care Act, California Health Insurance, family health insurance, Individual health insurance, Obama Care, reform, small business health care, timeline|

We are just about a week away from Open Enrollment and there has been a lot of talk about "defunding Obamacare".  I am not sure this is possible.  California's state exchange, Covered California is ready for open enrollment.  I recently went to Covered California's "certification training" so I can sell plans on the exchange.  I

And the SHOP carriers are …

By |2013-08-12T19:33:00+00:00August 12th, 2013|Affordable Care Act, California Health Insurance, reform, small business health care, tax credits, timeline|

At the beginning of this month, Covered California announced the carriers that will be participating in the SHOP exchange.  This is the small business part of Covered California, where small businesses can go to purchase health insurance.  The 6 carriers are Health Net, Kaiser, Blue Shield, Chinese Community Health Plan, Sharp Health Plan, and Western

EVER CHANGING AFFORDABLE CARE ACT

By |2013-07-22T17:12:00+00:00July 22nd, 2013|Affordable Care Act, California Health Insurance, small business health care, Taxes, timeline|

Over the past month there have been a few changes to the Affordable Care Act.  The most notable is the push back of the employer mandate to 2015.  This will give employers with 50 or more employees another year to figure out what there going to do with health insurance.  As for individuals and families,

Changes in Employer Sponsored Health Insurance …

By |2013-07-01T20:05:00+00:00July 1st, 2013|Affordable, Fill in the Gaps, health care, small business health care|

I recently read an article that details the growing relationship between employer sponsored 401k plans and employer sponsored health insurance plans.  Over the last 40 years the industry has seen pension plans go away and shift to 401k plans.  This has taken the responsibility of retirement out of the employers hands and into the employees.