Commercial Liability

The cost of a bad business culture …

By |2017-08-02T18:27:44+00:00August 2nd, 2017|Commercial, Commercial Liability, Risk Management|

Going through the news this morning, I came across another Wells Fargo scandal .. this time with forced placed auto insurance. It seems for whatever reason auto loan borrowers received unwanted auto insurance coverage, unbeknownst to them added to their account by the lender, Wells Fargo. The article continued with an accounting of how many

Time to think about Marijuana …

By |2016-12-06T18:15:51+00:00December 12th, 2016|Commercial, Commercial Liability, Risk Management, Workers Compensation|

Marijuana has been on my mind for the last couple of weeks…. And NO, not for the reason you are thinking. I have read multiple stories over the last several years from CO, OR and WA discussing aspects of the first several months after those states legalized recreational use. There was quite a spike at

Avoiding Disaster – The Ghost Ship consequence

By |2016-12-05T22:06:44+00:00December 5th, 2016|Commercial, Commercial Liability, Risk Management|

Let me start by saying my heart and prayers go out to the families and friends that lost loved one in this tragic event. I hope they can find peace and be comforted through this terrible time. I don’t want to dwell on this or point the finger of blame. I admit that I don’t

“Now they’ve gone and drone it”

By |2016-08-30T17:49:52+00:00August 30th, 2016|Commercial Liability, Personal, Risk Management|

It is here!  The Federal Aviation Administration's new commercially operated drone rules have officially gone into effect!  For all my clients & friends operating drones commercially as some component of their business it is time to get licensed.  The rules are pretty fair and seem designed to create a safe operating procedure for all aviation.

Even those who should know better sometimes goof …

By |2016-07-26T21:09:35+00:00July 26th, 2016|Commercial, Commercial Liability, Risk Management|

Employer/Employee relations are a tricky subject in the realm of insurance and risk management.  It is seemingly one of the largest gaps in insurance coverage and something I have found, employers don't often think about protecting.  As the last couple of years can attest, these employer liability claims have increased and coverage is non-existent in

Pokémon Go?!?!?

By |2016-07-21T19:40:04+00:00July 21st, 2016|Commercial, Commercial Liability, Workers Compensation|

The risk is real! :) This game - or should we call it a movement - has taken the world by storm. What a marketing marvel, really... but with one eye on the screen can people really be aware enough of their surroundings? As an employer, you can't really dictate what employees do on their

OSHA Penalty Increase

By |2016-07-06T17:48:51+00:00July 6th, 2016|Commercial, Commercial Liability, OSHA, Workers Compensation|

After not increasing penalties for 26 years, the U.S. Department of Labor announced OSHA penalty increases of approximately 78%.  The DOL announced the increase of several other civil penalties for other organizations as well, but OSHA is the one I am choosing to focus on here.  The reason as explained in the press release is to